WHAT IS CREDIT CARD BALANCE TRANSFER
Opening a new credit card may seem like the last smart thing to do when faced with mounting credit card debt. In one case, however, this may make sense and wind up saving you a lot of money as well. This special exception is a credit card balance transfer, and is oftentimes available to anyone with a mailbox and social security number.
Credit cards are a big business today, with many companies making a fortune off finance charges. The average annual percentage rate is about 18% on most credit cards. With that kind of interest, it's tough to pay down a credit card, because it is consistently charging interest and adding to the principle. Even hot stocks are pressed to grow at 18% a year. Luckily, companies are so anxious for your business the balance transfer was invented.
In an effort to lure consumers to their credit card, many companies offer free balance transfers from your old credit card. Once the money is safely owed to the new company, they will often provide a grace period where they charge far less on the transferred balance. Finding two, one, or even zero percent interest is possible. Oftentimes this introductory rate lasts for around six months to a year after the balance transfer takes place.
For a savvy consumer, this can be an excellent method of reducing credit card debt. It leaves the person free to pay down the balance on a credit card without incurring interest charges. Using this strategy, a person could potentially open a new account that offers a balance transfer when the old one expires. Then transfer all of the balance to the new card to begin a new grace period of low or non-existent finance charges. If you plan to do a balance transfer, be sure to close your old account immediately; having more than two credit card accounts open may damage credit scores.
Making a balance transfer work for you is an excellent practice, but diligence is required. Sometimes there is fine print attached with hidden charges. Some banks may charge a transfer fee that can be a percentage of the balance transferred. Be sure that there is a cap on the amount, like fifty or seventy-five dollars, or else a balance transfer in the thousands may end up costing a couple hundred dollars. Also, be sure the bank doesn't charge a high annual fee, or joining fee. The credit card companies are already getting your business, so don't let them take the upper hand in a balance transfer.
This blog is all about sharing thought and ideas which are related to money management, financial planning, passive incomes, investing, ASB, Gold and Dinar, Real Estate, Forex, Futures, Stock, Unit Trust and etc. I'm aiming to be a smart investor and any advise and ideas are most welcomed.
Monday, September 8, 2008
Credit Card Balance Transfer
Categories
Credit Card
Subscribe to:
Post Comments (Atom)
61 comments:
To subscribe, visit the magazine's web site and click on their 'subscribe' button. By now it's a well established scientific
fact that outdoor exercises are really good for your mental
and emotional, as well as your physical health.
Visit a Dermatologist: If you are facing any chronic skin problem like pimples, acne and blemishes
then consult a doctor at first place before going to a beautician.
Here is my blog ... Top Fitness Tips
Very often, these people give up before giving the program a real
chance to work. We know because they have done so for millions of
other people. Having some company can also make the fitness
session more fun.
Here is my webpage :: http://crosquare.com/PenneyBap
Sketches are genuinely nice source of lessons instead of content, its my experience, what would
you say?
Also visit my weblog www.netdemos.net
While nutraceutical and pharmaceutical content in the baseline algae strain is very small, current market values
for these products are extremely high. The firm has invested
over US$750 million in more than 120 companies throughout
the United States and the Greater China region. What now awaits Zimbabwe - once Africa's food basket.
Here is my web-site - similar internet page
This information is worth everyone's attention. When can I find out more?
Review my web-site; nora ephron quotes
You need to be a part of a contest for one of the finest websites on the web.
I am going to highly recommend this web site!
Have a look at my web blog: unusual animals
My partner and I stumbled over here different web address and thought
I should check things out. I like what I see so now i am following you.
Look forward to looking at your web page yet again.
Also visit my weblog; letting go quotes
We stumbled over here from a different web page and thought I may as well check things out.
I like what I see so now i am following you.
Look forward to looking at your web page again.
my blog - kahlil gibran quotes
If you are exercising every day, the fat you burn will be
harnessed into muscle. You could always join a fitness
related group on Facebook, though. Let's say you want to be able to run 10 miles without stopping.
Here is my blog post: fitness tips at work
If you have a website, you can use Google Trends for your website
traffic to increase as well. The effects of what
they see, read and hear are having a devastating affect on our society today.
Due to the recent horrifying terror attacks and other such couple of
events people want to be aware and alerted of
the whereabouts of the nation.
Here is my weblog - http://ampbrownie.com/wiki/Net_Host_Information_-_How_To_Remain_Up_To_Date
Vanity Fair is stylish and well written, and they push the envelope in celebrity reporting, giving
readers if not a balanced representation, then at least an interesting angle to a well known personality.
Women who are planning the wedding of their dreams can find plenty
of fantastic information in Bride’s magazine. As a
consequence it can be contended the media is directing many persons astray moving away from what should be
its aim of presenting discerning news and analytic thinking of pressing topics
for this celebrity frippery.
My web site :: hot news
If you complete your two years and realize you want to continue learning
even more, this program is flexible and gives you
the option to continue into a third year, where you. Maybe it is arrogant to want to become a hero,
but I find it a noble aspiration. What now awaits Zimbabwe - once Africa's food basket.
My webpage - This Internet site
What's up, I check your blogs like every week. Your story-telling style is awesome, keep doing what you're doing!
Feel free to surf to my web blog - fitness tips men
Just go through the internet and discover
the best source to get all these humorous images.
There you have it, folks, in a nutshell: the chief feature of My - Space is that it's quick and easy enough to use that you can post a bulletin or check a friend's page and be done in the
two minutes that it takes your boss to come over to your desk, suspicious that you're once again not working. They love to see only images, sketches or some funny pictures or drawing of animals.
my homepage ... funny pictures at walmarts
Information that informs the public and makes them
good citizens is the kind of quality information
that one can be proud to call news, and if it
ever goes completely out of style, may the Lord help us, for it will be the end of civilization as we know it.
Researches have also found the Broccoli also contains necessary
enzymes such as myrosinase in it. It the radio was the only
one that used to deliver the days news and weather updates.
Also visit my website ... international news
Moderate to strong winds blowing from the southwest to south will prevail over northern and Central Luzon and coastal waters along these areas will be moderate to rough.
This glass would cost less than $1000 and would be available to
almost all the people in Britain. This secret Taoist soak will wash
any lingering worries down the drain and give you a fabulous and fresh start.
Also visit my homepage :: international news
What's up everyone, it's my first go to see at this site, and post is actually fruitful in support of me,
keep up posting these content.
Here is my webpage; certified public accountant salary
Hi, everything is going nicely here and ofcourse every one is sharing information,
that's truly fine, keep up writing.
My webpage: Uk Freebies
Howdy would you mind sharing which blog platform you're using? I'm looking to start my own blog soon but
I'm having a hard time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I'm looking for something unique.
P.S My apologies for being off-topic but I had to ask!
Feel free to surf to my blog post: Cars Insurance Calculators
This website was... how do I say it? Relevant!
! Finally I have found something that helped me.
Cheers!
Here is my webpage ... Videos.Johnkrasinski.net
Appreciation to my father who told me regarding this web site, this blog
is in fact amazing.
My webpage fashion jewellery Uk
Hi there, i read your blog occasionally and i own a similar one
and i was just wondering if you get a lot of spam feedback?
If so how do you stop it, any plugin or anything you can recommend?
I get so much lately it's driving me insane so any support is very much appreciated.
Also visit my page :: Funky jewellery uk
I'm extremely impressed with your writing abilities as neatly as with the structure to your weblog. Is this a paid topic or did you modify it yourself? Either way stay up the nice quality writing, it's rare
to look a great blog like this one today.
.
Feel free to visit my web page: Uk Freebies
Pretty section of content. I just stumbled upon your website and in accession capital to
assert that I acquire actually enjoyed account your blog posts.
Anyway I'll be subscribing to your feeds and even I achievement you access consistently quickly.
Here is my web-site freebies uk
With havin so much content and articles do you ever run into any issues of plagorism or copyright infringement?
My website has a lot of unique content I've either authored myself or outsourced but it looks like a lot of it is popping it up all over the web without my agreement. Do you know any solutions to help prevent content from being ripped off? I'd genuinely appreciate it.
Feel free to visit my site accountant average Salary
Thanks for a marvelous posting! I actually enjoyed reading it,
you are a great author. I will make certain to bookmark your blog
and will often come back at some point. I want to
encourage you to continue your great job, have a nice holiday weekend!
Feel free to visit my page: Funky Jewellery
Very shortly this site will be famous among all blog viewers, due to it's fastidious articles
Here is my blog post; Dominos 50 codes
Undeniably imagine that which you said. Your favourite reason seemed to be on the
net the easiest thing to understand of. I say to you, I definitely get
annoyed at the same time as folks think about worries that
they plainly don't recognise about. You controlled to hit the nail upon the highest and also outlined out the entire thing with no need side-effects , other folks could take a signal. Will likely be back to get more. Thank you
My webpage; fashion jewellery online
I have fun with, cause I found exactly what I was taking a
look for. You've ended my 4 day long hunt! God Bless you man. Have a nice day. Bye
Feel free to surf to my website ... best android apps for tablet
I read this paragraph fully about the difference of most
recent and earlier technologies, it's remarkable article.
Take a look at my weblog :: Care home Turnaround
Thanks for sharing your info. I really appreciate your efforts and I am waiting for your next post
thanks once again.
Look into my site :: http://cms.egsd.org:80
I tend not to leave a ton of comments, but after reading
a bunch of comments here "Credit Card Balance Transfer". I do have 2 questions for
you if it's okay. Could it be simply me or do some of the remarks appear like they are left by brain dead folks? :-P And, if you are posting on additional places, I would like to follow everything new you have to post. Could you list of the complete urls of your shared pages like your twitter feed, Facebook page or linkedin profile?
Here is my web site ... dominos pizz
Howdy I am so delighted I found your site, I really found you by
mistake, while I was searching on Yahoo for something else, Anyhow I
am here now and would just like to say thanks
for a incredible post and a all round entertaining blog (I also love the theme/design), I don’t have time to look over it all at the minute but I
have bookmarked it and also added in your RSS feeds,
so when I have time I will be back to read more, Please do keep up the superb work.
my blog: Care home Management services
Just want to say your article is as surprising.
The clarity in your post is simply cool and i can assume you are an expert on this subject.
Well with your permission allow me to grab your RSS feed to keep up to date with forthcoming post.
Thanks a million and please continue the rewarding work.
Also visit my weblog: dominos vouchers
Hi, I do think this is an excellent site. I stumbledupon it ;
) I'm going to come back yet again since i have book marked it. Money and freedom is the best way to change, may you be rich and continue to help others.
Here is my web blog - top market research Companies uk
Wow that was unusual. I just wrote an very long
comment but after I clicked submit my comment didn't appear. Grrrr... well I'm not writing all that over again.
Anyhow, just wanted to say wonderful blog!
Feel free to surf to my weblog: Tablet Reviews Android
I every time spent my half an hour to read this blog's articles or reviews all the time along with a cup of coffee.
Here is my website: Cars insurance Calculators
Quality articles is the main to be a focus for the viewers to pay a visit the site, that's what this site is providing.
Also visit my web site ... dominos discount codes january 2013
After I originally left a comment I seem to have clicked the -Notify
me when new comments are added- checkbox and from now on each time a
comment is added I recieve 4 emails with the exact same comment.
There has to be a means you are able to remove me from that service?
Thanks a lot!
Here is my web site: celebrity news
I was wondering if you ever thought of changing the page layout of your website?
Its very well written; I love what youve got to say. But maybe you
could a little more in the way of content so people could connect with it better.
Youve got an awful lot of text for only having 1 or 2 pictures.
Maybe you could space it out better?
Feel free to surf to my weblog: Www.horseloversconnection.com
Pretty nice post. I just stumbled upon your blog and wished to say that I've really enjoyed surfing around your blog posts. After all I'll be subscribing
to your feed and I hope you write again soon!
my web-site - voyance en direct
I think this is one of the most vital information for
me. And i'm glad reading your article. But should remark on few general things, The website style is great, the articles is really great : D. Good job, cheers
Feel free to visit my web site; dominos Vouchers code
Pretty great post. I just stumbled upon your blog and wanted to say that I have really loved surfing
around your weblog posts. After all I'll be subscribing for your rss feed and I hope you write again soon!
Feel free to surf to my web site :: fashion jewellery online
Greetings! Quick question that's totally off topic. Do you know how to make your site mobile friendly? My weblog looks weird when viewing from my iphone 4. I'm trying to find a theme or plugin that might be
able to fix this problem. If you have any recommendations, please share.
Thank you!
Feel free to surf to my site: Dominos Vouchers codes uk
Hello! Do you use Twitter? I'd like to follow you if that would be okay. I'm definitely enjoying your blog and look
forward to new posts.
My web site: free Dominos Vouchers
Great delivery. Sound arguments. Keep up the good effort.
my website ... Care Home Excellence
I read this article completely on the topic of the
difference of most up-to-date and earlier technologies, it's remarkable article.
Stop by my site ... Freebies In London
Hello there! I simply want to offer you a big thumbs up
for your great information you've got right here on this post. I am coming back to your web site for more soon.
Here is my webpage :: www.fr.curriculumforge.Org
Hi! Would you mind if I share your blog with my myspace group?
There's a lot of people that I think would really appreciate your content. Please let me know. Cheers
Here is my web-site ... Oswegoboces.Org
I used to be suggested this web site by means of my cousin.
I'm not positive whether this submit is written by him as nobody else recognise such particular approximately my problem. You're wonderful!
Thanks!
my weblog; Fashion Jewellery uk
I read this paragraph completely on the topic of the
comparison of most recent and earlier technologies, it's awesome article.
Also visit my web site :: fashion Jewellery Online
Hі, i thіnk that i saw you visited my weblog so
i came to “return the fаνor”.I'm trying to find things to enhance my web site!I suppose its ok to use a few of your ideas!!
Here is my page ... meuble salle de bain
I have been exploring for a bit for any high-quality articles
or weblog posts in this sort of house . Exploring in Yahoo I finally
stumbled upon this website. Reading this information So i am satisfied to exhibit that I have an incredibly just
right uncanny feeling I discovered just what I needed. I so much surely will make certain
to do not fail to remember this web site and provides it a glance regularly.
Have a look at my blog post ... dominos 2 for 1 Voucher
Hello There. I discovered your blog using msn.
That is an extremely well written article. I will make sure to bookmark it and return to
read more of your helpful info. Thanks for the post.
I will certainly return.
Visit my web site :: maquillage
Hey! Would you mind if I share your blog with my zynga group?
There's a lot of people that I think would really enjoy your content. Please let me know. Thank you
my blog post ... http://www.Virtualworldsedu.info/Houseofusher/StephanfvKimbrelllq
When I initially commented I clicked the "Notify me when new comments are added" checkbox and now each
time a comment is added I get four e-mails with the same
comment. Is there any way you can remove people from
that service? Thanks!
My blog: Tennis
We stumbled oveг hегe by a different web page and thought Ӏ
should сhecκ thingѕ out.
I like what I ѕee so now і'm following you. Look forward to checking out your web page yet again.
Here is my page devis peinture
Right awaу I am going away to do my brеаkfast,
once hаvіng my breaκfаst coming οvеr agaіn to reаԁ further neωs.
Alѕо visit mу web-site - Disque Ssd
After I initially commented I seem to have clicked
on the -Notify me when new comments are added- checkbox and now every time a comment is added I recieve four emails
with the exact same comment. Perhaps there is a means you are able to remove me from that service?
Appreciate it!
Feel free to visit my weblog :: voyance par telephone
Business Cards Near Me is one of the leading companies in printing services. Offering a wide range of customization for your printing needs. Get 30% FLAT OFF on your first order.
http://businesscardsnearme.com
http://businesscardsnearme.com/business-cards-london
http://businesscardsnearme.com/business-cards-near-me
Business Cards Near Me is one of the leading companies in printing services. Offering a wide range of customization for your printing needs. Get 30% FLAT OFF on your first order.
Business Cards London
Business Cards Near Me
http://businesscardsnearme.com
http://businesscardsnearme.com/business-cards-london
http://businesscardsnearme.com/business-cards-near-me
Post a Comment